General and Public Liability Insurance

This type of insurance can split into 3 broad sections:

General Liability

Damage caused to other peoples property as a result of your work sample damage claims may result from chemical application resulting in discolouration of bricks / tiles / cladding, or damage to other peoples personal property (including their home / contents)

Public Liability

Injury to another person (apart from yourself / your employees) sample injury claims may arise from a member of the public tripping over hose reels or ladders, or possible poisoning / health related issues following chemical application (including animal poisoning)

Environmental Impairment

Often referred to as Sudden & Accidental Pollution Cover. Provides cover against the cost of chemical containment and cleanup in the event of spillage, seepage or pollution (including chemical run off into waterways, drainage systems etc)

* Sub-limits of cover for Environmental Impairment are noted below

Limits of Cover Available …..

$5,000,000 General / Public Liability in any one Claim and in the aggregate with $250,000 Environmental Impairment sub-limit any one Claim or in the aggregate during the period of insurance.

$10,000,000 General / Public Liability in any one Claim and in the aggregate with $500,000 Environmental Impairment sub-limit any one Claim or in the aggregate during the period of insurance.

$20,000,000 General / Public Liability in any one Claim and in the aggregate with $500,000 Environmental Impairment sub-limit any one Claim or in the aggregate during the period of insurance.